NO PURCHASE NECESSARY. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. MUST BE AT LEAST 18 YEARS OLD TO ENTER OR NOMINATE A CONTESTANT FOR ENTRY. Inspirational Business
Story Contest (“Contest”) is subject to all applicable federal, state and local laws and regulations.

  1. HOW TO ENTER: Enter the Contest by completing the entry form found on Santander Bank, N.A.’s (“Santander Bank” or ‘Sponsor”) Business First Website, https://www.businesshub.santanderbank.com/tell-us-your-story/. Each entrant and nominator must provide their name, company name, company address, phone number and email address in order to enter or nominate a contestant for entry. You must submit your entry or nomination between Friday, October 1, 2021 at 9AM EST and Sunday, October 31, 2021 at 12PM EST (“Entry Period”). Limit one (1) Entry or one (1) Nomination per business. All entries and nominations become the property of Santander Bank and will not be acknowledged or returned.

  2. ELIGIBILITY: Contest is open to any business owner who is a legal resident of one of the fifty (50) United States or the District of Columbia (“U.S.”), eighteen (18) years of age and older at point of entry. Entrants and contestants must have legally a recognized and created business in the state of entry or nomination at time of entry or nomination.

  3. By participating in the Contest, each entrant, contestant, and nominator agrees to be bound by the Official Rules. Void outside of the United States, in Puerto Rico and all other U.S. territories outside of the 50 United States and D.C. and where prohibited or restricted by law. Limit of up to three (3) prizes per winning entrant or contestant.

  4. SELECTION OF WINNER/ODDS: Entrants and nominators on behalf of a contestant must submit an entry form on https://businesshub.santanderbank.com/wsbm and clearly and succinctly answer three (3) questions on entry form, including: “In a few sentences, tell us about the business you are nominating”, “In a few sentences, tell us an inspirational story about the local business you are nominating.” “Why are you nominating this business owner (or yourself)?” At the end of the Entry Period, Santander Bank’s Women in Small Business month marketing panel will choose up to four (4) businesses as Contestant Winners based on: Creativity (33.3%), Originality (33.3%) and Overall Excellence (33.3%). There will be one round of the Contest. Santander Bank reserves the right to request or require additional documentation or information pertaining to entrants or contestants as a condition of being evaluated as a potential Contest winner. After thorough research is conducted, up to four businesses will be selected as Contest Winners at the sole discretion of the Santander Bank. To be eligible to be a Contest winner, existing Santander Bank customers must be in good standing with Santander Bank. Limit of up to four (4) businesses to be selected as Contest winners.

  5. AVAILABLE PRIZES, PRIZES’ APPROXIMATE RETAIL VALUE (“ARV”), AND RESTRICTIONS:

    Up to four (4) Business will be selected and may be eligible for one (1) or more of the following three (3) prizes:

    1. A six-week feature on Santander Bank Business First website https://businesshub.santanderbank.com/, which will include an interview and feature article (ARV $0). This prize is subject to the business winner agreeing to additional terms and conditions relating to the publication and use of the interview and feature article.

    2. One (1) Clover Flex point-of-sale hardware device at no cost (ARV $449), or one (1) Clover Mini point-of-sale hardware device at no cost (ARV $649) per one business tax ID.

      This prize is available for new Santander Bank Merchant Services customers only. Merchant Services accounts are subject to approval, including credit approval. To be eligible, Contest Winner must: (1) apply for a new merchant services account; and (2) be credit approved between 10/1/2021 and 11/30/2021. Additional fees may apply to certain Clover apps, services or activated accounts. Terms and conditions apply. Prize cannot be combined with any other offer and is subject to change without notice. The FIRST DATA, Clover, and Fiserv names, logos, and related trademarks and service marks are owned by First Data Corporation and are registered or used in the U.S. and many foreign countries.

    3. Four (4) free months of payroll & HR services provided by ADP on their small business platform, RUN Powered by ADP® (ARV of $200 per month, or up to $800 total). The four (4) free months would occur in the 4th, 5th, 6th and 7th months that the winner processes payroll with ADP. To be eligible for this prize, the Contest winner must become a new ADP client using RUN Powered by ADP® in the Continental U.S. that signs a complete ADP sales order between 10/01/21 and 12/01/21 and starts processing payroll by 01/14/22 using the “ADP® Enhanced Payroll Bundle with 3-99 employees, the “ADP® Complete with HR Plus Bundle” with 3-99 employees or the “ADP® HR Pro Bundle” with 5-99 employees. Client must be in good standing, process consistently for 3 months at their implemented pay frequency and use Direct Debit of Fees. ADP, the ADP logo and RUN Powered by ADP are trademarks of ADP, Inc. and/or its affiliates. Prize cannot be combined with any other offer and is subject to change without notice.

    If prize is unavailable for any reason, Santander Bank reserves the right to but has no obligation to substitute a prize of equal or greater value. Sponsor has neither made, nor is responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any prize, including but not limited to its quality, mechanical condition or fitness for a particular purpose. Prize eligibility is not guaranteed.

  6. PRIZE CLAIMS: All entry submissions will be reviewed November 1, 2021 to November 5, 2021. The Contest winners will be contacted via the provided phone number and email address provided on the entry or nomination forms no later than November 10, 2021. If the selected winner declines all prizes or does not respond to Sponsor within five (5) business days, Sponsor has sole discretion to choose an alternate winner.

  7. ADDITIONAL TERMS: By participating, entrants agree to: 1.) these Official Rules and the decisions of Santander Bank, which shall be final in all respects; and 2.) release, discharge, indemnify, and hold harmless Santander Bank, their respective subsidiaries, affiliates, officers, directors, and employees from any and all liabilities, claims, injuries, damages, demands, damages, rights of action, suits or causes of action, whether the same be known or unknown, anticipated or unanticipated, resulting from or arising out of participation in the Contest. Each Contest winner assumes all liability for any injury or damage caused, or claimed to be caused, by participation in this Contest or use or redemption of any prize; and 3.) Sponsor is not and will not be responsible for weather conditions, acts of God, acts of terrorism, civil disturbances, work stoppages, pandemics, crises, or any natural disasters outside their control that may cause the cancellation, interruption, or postponement of any components of this Contest.

  8. PUBLICITY: Except where prohibited, each Contest Winner, by acceptance of the prize of being featured on Santander Bank’s Business First website, grants to the Santander Bank the right to publicize his/her name (first name and last initial), business name, address (city and state of residence or business location), photograph, voice, statements and/or other likeness and prize information in any and all media now known or hereafter devised, for advertising, trade and other purposes, throughout the world, in perpetuity, in any manner, without limitation and without compensation, consideration, notification or permission, unless prohibited by law.

  9. GENERAL CONDITIONS: Sponsor reserves the right, in their sole discretion, to cancel or suspend the contest (or any portion thereof) should virus, bugs, unauthorized human intervention, or other causes corrupt, compromise, or otherwise affect or impact the administration, security, fairness, integrity or proper operation of the Contest (or any portion thereof). In the event of cancellation, Sponsor may elect to identify winners and award the prizes by way of random drawing from non-suspect, eligible entries received up to the time of such cancellation.

  10. CAUTION: ANY ATTEMPT BY AN ENTRANT OR NOMINATOR TO DELIBERATELY UNDERMINE THE CONTENT OR LEGITIMATE OPERATION OF THIS CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR WILLDISQUALIFY ANY SUCH ENTRANT OR NOMINATOR AND RESERVE THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH ENTRANT OR NOMINATOR TO THE FULLEST EXTENT PERMITTED BY LAW.

  11. SPONSOR: This Contest is sponsored and administered by Santander Bank, N.A. 75 State Street, Boston, MA 02109.

  12. WINNER’S LIST: To obtain the available names of the Contest winners, send a self-addressed, stamped envelope to the Contest Sponsor at the address listed below. Requests must be received within four (4) weeks of the close of the Contest Period and must specify that the list of winners of the Inspirational Business Story Contest is being requested. A complete list of Contest winners may not be available based on applicable privacy laws or other applicable regulation(s).

  13. USE OF INFORMATION: The information that you provide in connection with the Contest may be used by Santander Bank in accordance with its Privacy Policy which is found at https://www.santanderbank.com/us/privacy-policy and which may be updated from time to time without notice.

  14. SPONSOR ADDRESS: Santander Bank, N.A., c/o Marketing Department, 75 State Street, Boston, MA 02109

  15. ADDITIONAL DISCLOSURES:

    Equal Housing Lender. Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2021 Santander Bank, N.A. All rights reserved. Santander, Santander Bank, and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.