Determine if you're eligible for a PPP Loan with our quick guide on Santander and SBA eligbility guidelines for first and second time borrowers.

If you’re interested in applying for a PPP Loan through Santander Bank, our eligibility guide will help you navigate the various requirements from Santander and the SBA, whether you are a first or second time loan borrower.

1IOLTA/IOLA, escrow and certain other excluded accounts are not permitted to be used for PPP funding. PPP applicants that do not have a deposit account with Santander, but do have a loan or grant relationship with Santander as of October 2, 2020, are permitted to apply for a PPP loan; however, a deposit account must be opened prior to application submission

2If you do not meet these requirements, but you or your company has an existing relationship with Santander (e.g., an active loan or deposit account) and you may be unable to get a PPP loan at another institution, we may be able to assist you. Please speak with your Santander banker or call Customer Service at 877-768-1145, Monday to Saturday 8:00 am to 8:00 pm ET, and Sunday 9:00 am to 5:30 pm ET for assistance.

Readers should consult their own attorneys or other tax advisors regarding any financial or tax strategies mentioned in this article. These materials are for informational purposes only and do not necessarily reflect the views or endorsement of Santander Bank.

  Equal Housing Lender. Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2021 Santander Bank, N.A. All rights reserved. Santander, Santander Bank, and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.


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